HomeListsTop Funded FinTech Startups in Nigeria of 2025
Startup List
Public
Updated Feb 16, 2026
Top Funded FinTech Startups in Nigeria of 2025
Ranked by total funding announced in 2025 (USD) among FinTech startups in Nigeria.
S
Curated by StartupList Africa
Tracked Companies
16
Total Funding
$214M
Avg Valuation
$0
Companies
16
Investors
124
Market Map
16 companies in this list
Rank
Company
HQ Location
Stage
Last Round
Total Funding
Backers
1
MoniepointMoniepoint provides a seamless platform to accept payments digitally, receive credit and access business management tools.
Lagos, Nigeria
Late Stage Venture
October 2025
$90M
23
2
Lemonade FinanceLemonade Finance is a Nigerian multi-currency payments solution.
Lagos, Nigeria
Early Stage Venture
January 2025
$53M
11
3
KredeteKredete is a FinTech platform focused on enabling African immigrants to build credit scores and send money back home,
Lagos, Nigeria
Early Stage Venture
September 2025
$22M
14
4
Ojirehprime Financial ServicesOjirehPrime is a Fintech company committed to providing alternative banking services at the most affordable and convenient way
Lagos, Nigeria
Venture
June 2025
$13M
4
5
RaenestRaenest is a modern, multi-currency platform for Africans that makes managing money across borders easy.
Lagos, Nigeria
Early Stage Venture
February 2025
$11M
18
6
Cedar MoneyCedar Money is simplifying Cross-border Transactions for Businesses in Africa.
Lagos, Nigeria
Seed
January 2025
$10M
5
7
UmbaUmba is an Africa-focused digital bank, offering free bank accounts and financial services to customers.
Lagos, Nigeria
Debt Financing
April 2025
$5M
17
8
Carrot CreditCarrot provides accessible line of credit to its users so they never have to liquidate their portfolio when they need quick cash.
Lagos, Nigeria
Seed
May 2025
$4M
3
9
PayhippoPayHippo is a Nigerian AI-Driven lending platform that finances small and medium sized businesses.
Lekki, Nigeria
Debt Financing
March 2025
$4M
17
10
OneDoshOneDosh simplifies global payments, empowering freelancers and professionals with instant, borderless transactions.
Lagos, Nigeria
Early Stage
January 2026
$990K
0
11
Stream Pay Platforms AfricaStream Pay Platforms Africa delivers zero‑data digital subscriptions, empowering creators and consumers across Africa.
Lagos, Nigeria
Early Stage
November 2025
$500K
0
12
HizoHizo is a Nigerian financial technology company revolutionizing cross-border transactions.
Asaba, Nigeria
Seed
June 2025
$100K
0
13
ClapMiClapMi merges livestreaming with Web3 rewards, empowering creators and fans through blockchain engagement.
Lagos, Nigeria
Early Stage
November 2025
$20K
1
14
KonnadexKonnadex enables African merchants to accept stablecoin payments through seamless Web3 tools.
Enugu, Nigeria
Early Stage
November 2025
$20K
1
15
Crop2CashMaking formal financing accessible to smallholder farmers.
Ibadan, Nigeria
Debt Financing
May 2025
$10K
9
16
DingpayDingPay offers offline‑ready digital wallets enabling secure, contactless payments across Africa.
