Kofi Owusu

I’m building Cr3dentials to solve one of the biggest blind spots in lending today: how do you underwrite a loan for someone with no W-2, no bank history, but a thriving digital career? Through Cr3dentials, we turn online activity, like Youtube payouts and metrics, into verifiable, privacy-preserving proofs of income and work. This gives lenders real-time, global, and secure data to make faster, smarter underwriting decisions. My mission is to build a global verification platform that unlocks financial access for anyone with an internet connection—no matter where they live or how they work. If you're rethinking how credit works in a borderless, creator-led economy, let's connect. I’m always open to conversations with forward-thinking lenders, fintech builders, and capital providers shaping the next wave of financial services.